Some elderly may be able to fund their own care, that is until their finances have dwindled to NIL and they will be doing so now. However, what about the elderly that have been in low paid jobs and have not been able to create a financial surplus during their working life, at times only being able to scrape by.
In all this what about the people with disabilities and find it impossible to obtain work, for in the main the work or understandable and knowledgeable employers are few and far between.
This all assumes that the persons with disabilities have the capacity not only to do work, but also to understand the concept of work. There are many with learning disabilities, who are alive today mainly because of the advances in medical science for in years gone by they would most likely not have advanced into adulthood. So, they will never have the opportunity to save and amass any monies to provide for their care throughout their entire life. So if these threats come about how will they survive.