Facing pressure from Congress, the league vowed to make it easier for players broken by football to get payments. But the system remains stacked against them.
Unfortunately, this is far from unusual in insurance-based sickness plans be they be sport related or not. So great care needs to be taken when applying for any such plan. For it is my experience that any claim will be looked upon as how to avoid paying and if a claim is to be paid then pay the lowest amount possible.
So in America, this is much more important as their health system is insurance based.
For those who can afford to take legal action, claims could eventually be made, but after a very protracted and stressful process, many may not be able to afford to do so, therefore they will suffer medically and also financially, that is if they survive at all.
Insurance is, supposed to be there to help when help is required, but in reality, especially health insurance is in many instances not helping at all.
Source: How the NFL avoids paying disabled players — with the union’s help – The Washington Post